Tim Dehring

Just a random guy with a website

Page 2 of 4

Setting Up Goals For 2020

Last year, I wrote a post regarding my goals/resolutions for 2019. Halfway through the year, I switched web hosts and embarrassingly enough, I didn’t keep an accurate backup of my site when I did. Not that I had much posted to begin with, but it still sucked to lose that work and half to start over.

It’s funny though, really, because I think starting over is what I had to do in order to get myself to start posting more. When I first grabbed the domain and setup the site, I was posting 3-5 times a week, if not more. Of course, I wasn’t working at the time so I had plenty of time to do that. But even after I started working again full time, I was posting 2-3 times a week, maybe more.

I have no excuse to not post that much, considering we’re a family of 5 and there’s always something going on in our house to share. Looking back on the past 7 months when I restarted the blog, I haven’t posted like I should and I’m going to change that.

With that in mind, here’s a small list of goals for 2020 that I am going to follow as best as I can, and when the end of the year arrives, I’ll look back and see how well I disciplined myself.

  • Post more. This is a given, and so I’d like to have at minimum, 5 posts per month. More would be great, of course. Less would be considered lazy.
  • Photograph more. My oldest just turned 13 last month and let me tell you, I have no excuse to not take pics at any time to record memories. My phone has a camera, and I have two pocket Canon cameras that can be conveniently carried if needed. Plus, I love to take pics.
  • Write more. This is different than posting more, as I love to write but haven’t really written anything to share in a long time. Even if it’s personal, I need to start writing more for my own sake.
  • Save more/invest more. This will become a post of its own but the short version is self-explanatory: save more and invest more for my kids and their futures. For now, see my post on the 52 Week Savings Challenge.

That’s a start for now. It wasn’t too long ago that I was also earning an extra $1,000 with affiliate links and all that and I’d love to get back to that. But until then, I have to build up the blog and an audience.

It’s officially 2020.

A new year and a new decade wrapped in one. The holidays are officially over until next November but if it’s anything like this year, it’ll fly by.

Food for thought: this is my 5th decade of existence.

Country Winter Wonderland Wallpaper

It’s funny, really. I’m sitting here in bed at 2:30am, watching TV and writing this post, and I can’t help but look back at the last year and the fact that not only will it be a new year in just a few days, but it will also be a new decade.

Call it a mid-life crisis, call it depression, whatever you decide though, I’ve spent the last 8 months looking back on my life for the past 39 years and I feel like I’ve accomplished absolutely nothing.

Currently, I’m working on a full year-end post that I hopefully have ready before the end of the year. It’s a bit difficult to do when everyone is awake, especially my autistic son who is a constant ball of energy which makes it nearly impossible to get anything done except chase him throughout the house.

In the meantime, I have just two words to describe my current mood:

Goodbye, December.

52 Week Savings Challenge – December, 2019 Update

Well, shit.

Here we are, 9 days until Christmas and I’ve yet to post anything in over a month. What better way than to show off my progress on my 52 week savings challenge?

As you can see in the screenshot above, I’m on track as of the end of November, with a total of $45.05 ($0.05 is the interest earned in October and November).

Unfortunately, interest rates dropped again, down to 1.70% APR (was 1.90% APR when I started). While it’s not huge drop, it just means my money isn’t earning as much as it could be.

I think that if I do this challenge again next year, I’ll invest the money instead of putting it into savings. We’ll see. I’ve got a lot to learn about the stock market first.

52 Week Savings Challenge – November, 2019 Update

It’s hard to believe, but I’m one month in on the 52 Week Savings Challenge. At the end of October, I have a whopping $10 saved. As seen below, I have a balance of $15 due to November 1st being a Friday and that is technically my week 5 deposit.

Not too shabby, and nothing exciting yet, but I’m happy that I’m on track to complete my goal by the end of September, 2020.

One minor detail I will add: I recently discovered Capital One offers a high APR for their savings accounts, which is titled “360 Performance Savings“. Since it syncs with Quicken (Marcus for some reason is not available), I switched to the Capital One account. It offers the same APR as Marcus so I’m not losing out on interest.

Page 2 of 4

Powered by WordPress & Theme by Anders Norén

%d bloggers like this: