Tim Dehring

Just a random guy with a website

Month: December 2019

Country Winter Wonderland Wallpaper

It’s funny, really. I’m sitting here in bed at 2:30am, watching TV and writing this post, and I can’t help but look back at the last year and the fact that not only will it be a new year in just a few days, but it will also be a new decade.

Call it a mid-life crisis, call it depression, whatever you decide though, I’ve spent the last 8 months looking back on my life for the past 39 years and I feel like I’ve accomplished absolutely nothing.

Currently, I’m working on a full year-end post that I hopefully have ready before the end of the year. It’s a bit difficult to do when everyone is awake, especially my autistic son who is a constant ball of energy which makes it nearly impossible to get anything done except chase him throughout the house.

In the meantime, I have just two words to describe my current mood:

Goodbye, December.

52 Week Savings Challenge – December, 2019 Update

Well, shit.

Here we are, 9 days until Christmas and I’ve yet to post anything in over a month. What better way than to show off my progress on my 52 week savings challenge?

As you can see in the screenshot above, I’m on track as of the end of November, with a total of $45.05 ($0.05 is the interest earned in October and November).

Unfortunately, interest rates dropped again, down to 1.70% APR (was 1.90% APR when I started). While it’s not huge drop, it just means my money isn’t earning as much as it could be.

I think that if I do this challenge again next year, I’ll invest the money instead of putting it into savings. We’ll see. I’ve got a lot to learn about the stock market first.

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